For Hamilton drivers asking themselves “Where can I find a RAM dealership near me?” the answer is Jake Sweeney Chrysler Dodge Jeep® RAM in Cincinnati, OH. Drivers looking to finance their new RAM truck can also do so here at our full-service dealership.
Taken as a whole, auto financing can be an intimidating subject. However, when you break it down to its basic pieces, you soon realize there’s nothing to fear. When you finance, all you’re doing is taking out a loan to pay for a car and then paying it back with interest over time.
Once you’ve chosen the car you wish to purchase, ideally after entering your information into a finance calculator and getting an idea of what your agreement will look like, you’ll need to apply for the loan in our RAM finance department. Using information such as your credit score, salary, rent/mortgage payments, and other assets, your application will either be approved or denied.
Should it be approved, this information about your finances will help you and our lenders come to an agreement that both parties can be comfortable with. The terms will include a down payment, monthly payments, and usually interest. Depending on your finances there is often wiggle room, such as paying a higher down payment and higher monthly payments but finishing sooner.
Effectively, that’s really all there is to it. Pick the car, apply for the loan, agree to the terms, pay the installments and own your vehicle!
If you have any questions during any step of the process, we are more than happy to answer them for you. Jake Sweeney Chrysler Dodge Jeep RAM is committed to doing whatever we can to get our customers the car or truck they have their hearts set on.