Financing a car is a helpful alternative for those who cannot or choose not to pay all at once for their next vehicle. We’d like to give you a brief rundown of how the process works here at Jake Sweeney Chrysler Jeep® Dodge RAM.

Contrary to popular belief, the payments you make when you finance a vehicle are not for the vehicle itself, but for the loan you took out to pay for the vehicle. This may seem like a distinction without a difference, but that is why you’ll be expected to pay interest. The terms of your agreement are dependent on two factors: your personal finances and the price of the vehicle.

If you’d like a basic estimate of what your monthly payments are going to look like, feel free to use our online car payment calculator. It is important to note that this is a rough estimate for the purpose of comparing one car to the next and not as a hard and fast guarantee.

To find out exactly what your terms are going to look like you’ll need to choose a vehicle and fill out an application, which can be found in our online Chrysler Finance Center. The information you provide will let our finance specialist make an agreement that fits your finances. To that end, you will be asked to provide personal information such as income, credit score, employment status, rent/mortgage, insurance status, and other assets. No need to worry though, we protect this personal information vigorously.

Because of the specificity of the agreements, your terms could look completely different from the terms of someone else for the same car. Agreement terms include down payment amount, interest rate, and monthly payment amount and duration.

Jake Sweeney Chrysler Jeep Dodge RAM knows that everyone’s situation is different. That is why our finance experts will work hard to customize an agreement that gets you in the automobile you want.