If your credit score is less than perfect and you’re looking to lease a car, you may be hesitant to get in touch with a dealership. You might be worried that you will have a big interest rate or perhaps won’t even be able to qualify for a loan.
At Jake Sweeney Chrysler Dodge Jeep® RAM, we want to put your fears to rest. Regardless of what your score is, we’re confident that we can secure you a loan for your Jeep lease.
Plus, there are things you can do ahead of time that will help make things easier.
Lower Your Debt
Do you have outstanding debt? Lowering it or getting rid of it outright is a smart idea before taking on a new debt. Plus, this could help raise your credit score.
Plan to Put Down a Good Percentage
When you have money set aside money for a down payment, this is beneficial for a number of reasons. First, you won’t have to borrow as much. In addition, this means you will be able to cut your monthly payments.
Use a Co-Signer
If you have a friend or family member with great credit and they’re willing to be a co-signer on your loan, this could be a great way to get the loan you need.
At Jake Sweeney Chrysler Jeep Dodge RAM in Cincinnati, our goal is to help you find a great car that fits your needs and budget. If you’re ready to start the financing process, you can begin by filling out our online application. After you submit it, one of our financing professionals will be in touch to talk about your options and the next steps.